Online Bill Pay
Don’t jump around from merchant site to merchant site to pay your bills every month. Take control and pay bills from one convenient place. You can save time and save money by eliminating the hassle of writing checks and buying stamps. With FREE Online Bill Pay, you can view and pay all of your bills on our secure website. You control how much and when to pay.
Zelle®
Zelle® is available right from your online and mobile banking account and conveniently located in the same place where you pay your bills.
Cost
None2
How to access this service
Send and receive money with Zelle® right from Bill Pay online or our mobile banking app
How long will the pmt/transfer take?
Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle®
Are there number and/or amount limits?
Other limitations
You must have your recipient's email address or U.S. cell phone number. Not available with Business Bill Pay.
Misc Info and Extras
It is easy to get started. Simply log in to your online banking account or mobile banking app and enroll in Bill Pay. Once your account is verified, simply select the "Send Money With Zelle®" tab.
A2A Transfers
An easy way to transfer your money to/from your bank accounts elsewhere.
Cost
$2.00/transfer outgoing. Free incoming.
How to access this service
Tab at the top of Bill Pay
How long will the pmt/transfer take?
Standard delivery time is 2-3 business days.
Are there number and/or amount limits?
Yes, transfer limits in both amount and frequency are visible on the 'Transfer Money' page after you schedule your first transfer.
Other limitations
Transfers to and from your own accounts only. One time account verifications at the other financial institution are required before your first transfer. Not available with Business Bill Pay.
Misc Info and Extras
You have the ability to set up recurring or one-time transfers. You also have the ability to set up email reminders if you wish.
Overnight Checks
Need to make a payment by tomorrow? This is how you do it!
Cost
$14.95/payment
How to access this service
Within your billers already added in Bill Pay
How long will the pmt/transfer take?
Next day delivery is guaranteed.
Are there number and/or amount limits?
Limited to your availability in your deposit account.
Other limitations
Biller must already be set up in Bill Pay.
Misc Info and Extras
If the biller already has an established ACH relationship with Check Free, our Bill Pay system allows next day payments at NO cost. (Overnight checks are only for billers who don't have an ACH relationship.)
Same Day Payments
Need to make a payment today? Here's how!
Cost
$9.95/payment
How to access this service
Within your billers already added in Bill Pay
How long will the pmt/transfer take?
Same Day delivery is guaranteed.
Are there number and/or amount limits?
Limited to your availability in your deposit account.
Other limitations
Biller must already be set up in Bill Pay and have an established ACH relationship. (Currently 300+ do) Our Bill Pay system won't show a same day payment option if it's not available for that specific biller.
Misc Info and Extras
You will receive an email confirmation of the payment. Payments can NOT be cancelled.
Bill Pay Enhancements
All Arbor Bank checking accounts feature Free Bill Pay for standard payment usage. There are enhancements that may be used at your discretion at an additional cost. If you'd like to sign up or add Bill Pay to another Arbor Bank checking or savings account, simply give us a call, or stop in.
1 For certain billers.
2 Internet access required.
